Many spinal cord injury survivors require personal care assistance for activities they can no longer perform independently. Attendant care costs often represent the largest component of lifetime damages, potentially exceeding medical expenses.
What Attendant Care Covers
Activities of Daily Living (ADLs)
- Bathing and personal hygiene
- Dressing
- Eating—feeding assistance if needed
- Toileting—catheterization, bowel programs
- Transfers—bed to wheelchair, wheelchair to car
- Mobility—positioning, wheelchair assistance
Instrumental Activities
- Meal preparation
- Housekeeping
- Laundry
- Transportation
- Medication management
- Communication assistance
Medical Care
Higher-level injuries may require skilled care:
- Respiratory management—suctioning, ventilator care
- Wound care
- Medication administration
- Monitoring for complications
Hours of Care Needed
High Quadriplegia (C1-C4)
Typically requires 24-hour care:
- Cannot perform any ADLs independently
- Ventilator-dependent individuals need constant monitoring
- Requires skilled nursing for respiratory care
- May need awake overnight care for positioning and emergencies
Low Quadriplegia (C5-C8)
Typically requires 8-16 hours of care daily:
- Needs help with most ADLs
- May have some independence during day
- Typically needs help with morning and evening routines
- May need overnight availability
Paraplegia
Typically requires 0-8 hours of care daily:
- Many paraplegics achieve significant independence
- May need help with bathing, transfers, housekeeping
- Higher paraplegia requires more assistance
Types of Caregivers
Family Caregivers
Family members often provide care, but their services have compensable value:
- Value calculated at replacement cost—what hiring help would cost
- Family caregivers deserve compensation even without out-of-pocket cost
- May burn out without paid relief help
Personal Care Assistants (PCAs)
Unskilled caregivers who assist with daily living:
- Hourly rates: $15-25/hour depending on location
- Most common type of attendant care
- Can be hired through agencies or privately
Home Health Aides
Trained aides with some medical skills:
- Hourly rates: $20-30/hour
- Can assist with some medical tasks
- Supervised by nurses
Licensed Practical/Vocational Nurses (LPN/LVN)
Nurses who can provide skilled care:
- Hourly rates: $25-40/hour
- Can perform most nursing tasks
- Often used for ventilator patients
Registered Nurses (RN)
Required for complex medical needs:
- Hourly rates: $35-60+/hour
- Full nursing scope of practice
- Supervisory role over other caregivers
Calculating Lifetime Attendant Care Costs
Hourly Need × Hours Per Day × Days Per Year × Years of Life Expectancy
Example calculation for C4 quadriplegic:
- 24 hours/day × 365 days/year = 8,760 hours annually
- Mix of care: 8 hrs skilled ($35/hr) + 16 hrs PCA ($20/hr)
- Daily cost: $280 + $320 = $600/day
- Annual cost: $219,000
- 30-year life expectancy: $6.5+ million (before present value reduction)
Present Value Calculation
Future attendant care costs are reduced to present value, accounting for:
- Expected wage inflation for caregivers
- Discount rate for invested funds
- Life expectancy projections
Life Care Plan Documentation
A life care planner documents attendant care needs:
- Specific hours needed based on functional assessment
- Type of caregiver required for each task
- Local wage rates for each caregiver type
- Projected cost through life expectancy
Challenges in Attendant Care Cases
Defense Arguments
Defendants often try to minimize care needs:
- Arguing family can provide care (ignoring burn-out)
- Claiming less skilled care is sufficient
- Disputing hours needed
- Using lower wage rates than realistic
Counterarguments
- Family caregiver burnout is well-documented—paid help is necessary
- Safety requires appropriate skill levels
- Functional assessments document actual needs
- Local wage surveys prove actual rates
Conclusion
Attendant care costs for spinal cord injuries can exceed all other damages combined. Proper documentation through life care planning is essential to ensure compensation covers the personal assistance you'll need for the rest of your life.